Asked by a driver renting for a month
“How do I know a rental car's insurance is actually valid?”
My answerShane Ruddle, 20+ years in PattayaCheck that it's insured for hire and rental use, not private use. You're entitled to see the policy.
Some operators use cheaper personal insurance and rent the car out anyway. If you have an accident and the insurer finds out it was a rental, the policy can be invalid.
With a reputable company you can safely assume it's right. With someone on Facebook, or a car parked by the road with no office, always ask to see it.
Up to date as of November 2026. Rules in Thailand change often, so check the current position before you act.
The full story
Ask Shane
Planning a trip to Pattaya?
More questions: Cars & getting aroundAll 43 questions →
Cars & getting around · Asked by a holidaymaker“How much deposit do car rental companies in Pattaya take?”The standard is ฿5,000 for a small car, and many companies charge ฿8,000 for a bigger one.My full answer Cars & getting around · Asked by a first-time visitor“Should I rent a scooter or a car?”A car, if your budget allows it. Only rent a scooter if you're an experienced, confident rider.My full answer Cars & getting around · Asked by someone who has just moved“When do I need a Thai driving licence, and how do I get one?”If you live here and you're here to stay, get one. With your home licence it's mostly paperwork and a few quick tests.My full answer Cars & getting around · Asked by a family flying into Suvarnabhumi“Should I pick up a hire car at the airport or get a taxi to Pattaya?”Take a taxi, around ฿1,500, and sort out a car once you've arrived. And I run a car rental company.My full answer