Asked by an investor

“Off-plan or resale: which would you buy?”

My answerShane Ruddle, 20+ years in Pattaya

Both have their place. Off-plan spreads the payments and gives you something brand new; resale means you see exactly what you're getting.

Off-plan usually means 20 to 25% down, monthly payments through a build of four years or so, then a balloon payment at the end. If your plans change you can often sell the contract. The risk is that you're buying a promise, so stick to reputable developers. It's rare now for a building not to be finished; more often some promised features don't turn out as described.

With resale you can walk around it and talk to the people who live there, but you need all the money up front.

Either way, the building matters more than the unit. The management company, the facilities and how the money is spent decide what your condo is worth in ten years.

Up to date as of November 2026. Rules in Thailand change often, so check the current position before you act.

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